Budgeting is like a magic trick: everyone is impressed when they see it done but few have the guts to try it for themselves.

Prepare for the tricks of budgeting to be demystified as we pull back the curtain to enable you to make your own cash-flow plan with ease. There are a lot of tasks here, but they all fall under three main steps (via The Prestige)–the Pledge, the Turn, and the Prestige.

The Pledge

Committing to changing your financial reality. Continue reading →